German Mortgage Calculator - Best Rates for Expats in Germany. Plus 600.000 propertys all over Germany.

  • More than 700 lenders for your mortgage in Germany
  • Our real estate search engine has more than 600.000 properties for you
  • Our service is free for you – we get paid by the banks
  • We can offer you the whole deal – including lawyers and notaries in Germany

I will help you with your mortgage in Germany.

David Gramzow
Managing Partner

Mobil: 0049 176 834 12 806
david@david-gramzow.de

    Hallo, I am David.
    I can help you with your mortgage in Germany.

    Where do you live right now?

    What is your current status?

    How will you use the property?

    What is your employment status?

    Contact

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    Use our - Real Estate search engine tool - to find your property from over 600,000 offers throughout Germany

    How does the German mortgage calculator work?

    As you have probably noticed, we do not offer online mortgage conditions. We have noticed, that the bank will change the conditions of the actual offers and this can lead to uncertainty for our customers. For this reason our customers always receive an individual offer from us, which we discuss with the respective bank IN ADVANCE. In this case you can be sure, the offer is what you actually will get.

    What makes our German mortgage calculator so different?

    We are not offering just any loans. Our mortgage are proven by the lenders befor you will receive them. In addition, you can use our real estate search engine to find the right property from over 600,000 offers across Germany. This combination is unbeatable and gives our customers unique added value.

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    +49 (0)176 83412806

    How much loan or mortgage can I afford?

    Multiply your monthly net income by 100, to get the maximum loan amount most banks will provide to you. This amount can be 100% of the purchase price. The purchase fees (notary / purchase tax and real estate agent fee) should be available in cash.

    Can I get a pre-approvel certificate to be prepared for any negotiations with the seller?

    No proplem. Just talk to us about your plans and we will help you.

    How low will it take to get the mortgage?

    This depends entirely on the bank. It can last anywhere from two or three days to three weeks. In any case, we will inform you immediately of any progress, which will also be displayed in our IT systems.

    Is there a guarantee to get my mortgage?

    We can not offer a guarantett, but if your application complies with the lending guidelines of the banks and you have a positive internal liquidity calculation at this bank, you can be sure to receive a loan agreement.

    Whats happend after the mortgage has been approved?

    You will receive the contract and the land charge (Grundschuld). This is the guarantee for the bank that they hold your property and must be notarized. After the authorities have registered it in the land register (Grundbuch) under your name, the bank will provide your loan.

    The notary will explain every detail of this process.

    I am planing to buy a construction or development project. How does this work out with the mortgage?

    If you buy an apartment in a new development, your mortgage contract will be signed and sealed, but not delivered. The developer will send you invoices based on the construction status of your property. The construction period can be up to 24 months or even longer, and you will need to stay in close touch with your bank. You pay the intrest rate but not the re-pyment during this process.